Estonia Compliance Report

Regulatory Overview

Regulatory Status

Some rules exist but significant gaps; draft legislation or limited guidance

Key Regulator(s)

Financial Supervision Authority, Estonian Financial Supervision and Resolution Authority

Primary Legislation

Money Laundering and Terrorist Financing Prevention Act (MLTFPA): https://www.ri, EU MiCA Regulation (2023/1114): https://eur-lex.europa.eu/eli/reg/2023/1114/oj (, Regulation 2023/1114, Markets in Crypto-Assets (MiCA) Regulation (effective EU-wide, implemented in Es, EU Directive 2015/849 (implemented 2017): First EU framework for virtual currenc, Estonian Markets in Crypto-Assets Act and EU MiCA (governs capital, licensing)., EU Directive 2015/849 (virtual currencies framework).

Travel Rule

Adopted — Threshold: Implemented

Key Facts

Data collection in progress. This country's compliance facts are queued for research by our AI worker fleet. Check back soon or access data via MCP.