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Ireland

Comprehensive Framework Risk: low Updated 40 days ago Research: Grade A

Regulatory Bodies

CBI

CBI — CASP authorization, VASP registration, AML supervision. Coinbase and Gemini chose Ireland as EU base.

Primary Legislation

Law / Regulation Year Scope
MiCA Regulation (EU) (2023) 2023 MiCA Regulation (EU) (2023) — CASP authorization, comprehensive crypto regulation
Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (amended) (2021) 2010 Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (amended) (2021) — Pre-MiCA VASP AML registration
Central Bank of Ireland International Financial Sanctions: https://www.centralba 2026 Central Bank of Ireland International Financial Sanctions: https://www.centralbank.ie/regulation/how-we-regulate/interna...
EU Crypto Regulation and Ireland Compliance: https://www.binance.com/en/square/p 2026 EU Crypto Regulation and Ireland Compliance: https://www.binance.com/en/square/post/14988785377977[2]

Licensing Requirements

30%

CBI — CASP authorization, VASP registration, AML supervision. Coinbase and Gemini chose Ireland as EU base.

licensingregulator
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Verified Apr 12, 2026 Report Issue
🟡60%

No "top 20" ranking exists in sources; lists are unranked.[6] **https://thebanks.eu/list-of-vasps/Ireland**[6]

licensingno-top-20-ranking-exists
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Verified Apr 12, 2026 Report Issue
🟡60%

For complete/current data, use the Firm Search with VASP/AML filters.[6]

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Verified Apr 12, 2026 Report Issue
🟡60%

A third-party PDF reports 22 VASPs as of Q4 2024 but lacks extractable details here.[web:3 from DuckDuckGo]

licensinga-third-party-pdf-reports-22
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Verified Apr 12, 2026 Report Issue
50%

Central Bank of Ireland International Financial Sanctions: https://www.centralbank.ie/regulation/how-we-regulate/international-financial-sanctions[5]

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50%

Ireland Global Sanctions Guide: https://ezine.eversheds-sutherland.com/global-sanctions-guide/ireland[6]

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50%

OFAC Virtual Currency FAQs: https://ofac.treasury.gov/faqs/topic/1626[7]

licensingofac-virtual-currency-faqs-httpsofactreasurygovfaqstopic16267
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50%

EU Crypto Regulation and Ireland Compliance: https://www.binance.com/en/square/post/14988785377977[2]

licensingeu-crypto-regulation-and-ireland
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50%

Central Bank of Ireland Crypto Regulations 2026: https://www.lightspark.com/knowledge/is-crypto-legal-in-ireland[3]

licensingcentral-bank-of-ireland-crypto
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(6 more unverified fact(s) )

AML/KYC Requirements

40%

**Customer Due Diligence (CDD/KYC):** VASPs must conduct CDD, including identifying customers, verifying identities, understanding transaction purposes, and assessing risks, as outlined in Part 4 of the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010 to 2021. This involves stricter **KYC** obligations like user identity verification and real-time monitoring, with no anonymous crypto transactions allowed[1][2][5].

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40%

**Suspicious Transaction Reporting:** VASPs must monitor transactions for suspicious activity related to money laundering or terrorist financing and report to the relevant authorities, with enhanced mechanisms under WCTR empowering financial intelligence units to suspend suspicious crypto transfers[1][2][5].

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40%

**Record-Keeping Obligations:** VASPs must maintain records of transactions, CDD, and monitoring to demonstrate compliance with AML/CFT rules[2].

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50%

**Industrial Development Authority (IDA)**: Attracts investment and leads Blockchain Ireland initiative.[2]

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50%

**European Securities and Markets Authority (ESMA)**: Develops standards/guidelines for consistent EU application and consumer warnings.[2]

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50%

**European Banking Authority (EBA)**: Sets standards for stablecoins and AML risk management.[2]

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(7 more unverified fact(s) )

Travel Rule

No verified facts yet. 5 unverified fact(s) in explorer

Tax Reporting

No verified facts yet. 1 unverified fact(s) in explorer

Custody Requirements

Custody regulation data collection in progress.

Stablecoin Regulation

No verified facts yet. 13 unverified fact(s) in explorer

Securities Classification

Securities classification data collection in progress.

Sanctions & Restrictions

No verified facts yet. 4 unverified fact(s) in explorer

Regulatory Forecast

high confidence

Likely enforcement action expected around 2026-06-21

Based on 37 historical regulatory events for Ireland, averaging every 15 days, with increasing regulatory activity.

Trend: Increasing Data points: 37 Avg frequency: 15 days Last action: 2026-06-06

Recent Updates

2026-04-13(1 month ago)
high IE

No "top 20" ranking exists in sources; lists are unranked.[6] **https://thebanks.eu/list-of-vasps/Ireland**[6]

No "top 20" ranking exists in sources; lists are unranked.[6] **https://thebanks.eu/list-of-vasps/Ireland**[6]

2026-04-18(1 month ago)
medium IE

Prohibiting transactions with blocked persons or entities[5]

Prohibiting transactions with blocked persons or entities[5]

enforcement View article →
2026-04-18(1 month ago)
medium IE

Reporting blocked assets to OFAC immediately[6]

Reporting blocked assets to OFAC immediately[6]

enforcement View article →
2026-04-18(1 month ago)
medium IE

Screening against OFAC's SDN List and EU sanctions lists

Screening against OFAC's SDN List and EU sanctions lists

enforcement View article →
2026-04-18(1 month ago)
medium IE

Understanding that sanctions obligations apply to digital currency addresses, which can appear on the SDN List[1]

Understanding that sanctions obligations apply to digital currency addresses, which can appear on the SDN List[1]

enforcement View article →
2026-04-18(1 month ago)
high IE

**Central Bank of Ireland (CBI)**: Designated National Competent Authority (NCA) under MiCAR for authorizing/supervis...

**Central Bank of Ireland (CBI)**: Designated National Competent Authority (NCA) under MiCAR for authorizing/supervising Crypto-Asset Service Providers (CASPs), enforcing AML/CFT for VASPs, and issuing consumer warnings.[2][4][5]

2026-04-18(1 month ago)
high IE

EU-level: **European Securities and Markets Authority (ESMA)** for technical standards and **European Banking Authori...

EU-level: **European Securities and Markets Authority (ESMA)** for technical standards and **European Banking Authority (EBA)** for stablecoins/AML guidelines.[2]

2026-04-18(1 month ago)
medium IE

**Markets in Crypto-Assets Regulation (MiCAR)**: EU Regulation published 9 June 2023; applicable to ARTs/EMTs from 30...

**Markets in Crypto-Assets Regulation (MiCAR)**: EU Regulation published 9 June 2023; applicable to ARTs/EMTs from 30 June 2024 and CASPs from 30 December 2024. Irish implementation: **S.I. No. 607/2024 - European Union (Markets in Crypto-Assets) Regulations 2024** (published 12 November 2024), designating CBI as NCA for issuance, custody, trading platforms/exchanges.[4]

2026-04-18(1 month ago)
high IE

**Adoption and Effective Date**: Adopted via the EU recast FTR, effective December 2024. Ireland, as an EU member, im...

**Adoption and Effective Date**: Adopted via the EU recast FTR, effective December 2024. Ireland, as an EU member, implements this uniformly, with the Central Bank of Ireland overseeing supervision.[1][2]

2026-04-18(1 month ago)
medium IE

**Penalties for Non-Compliance**: Not detailed in sources for Ireland specifically; EU-wide AML frameworks apply gene...

**Penalties for Non-Compliance**: Not detailed in sources for Ireland specifically; EU-wide AML frameworks apply general administrative fines, but many jurisdictions (59% with laws) lack Travel Rule-specific enforcement as of 2025.[3]

enforcement View article →
2026-04-22(1 month ago)
medium IE

Summary conviction: fine up to EUR 5,000 and/or six months imprisonment

Summary conviction: fine up to EUR 5,000 and/or six months imprisonment

enforcement View article →
2026-04-22(1 month ago)
medium IE

Conviction on indictment: fine up to EUR 10 million or three times the value of goods exported, and/or five years imp...

Conviction on indictment: fine up to EUR 10 million or three times the value of goods exported, and/or five years imprisonment[6]

enforcement View article →
2026-04-22(1 month ago)
high IE

Central Bank of Ireland International Financial Sanctions: https://www.centralbank.ie/regulation/how-we-regulate/inte...

Central Bank of Ireland International Financial Sanctions: https://www.centralbank.ie/regulation/how-we-regulate/international-financial-sanctions[5]

enforcement View article →
2026-04-22(1 month ago)
medium IE

Ireland Global Sanctions Guide: https://ezine.eversheds-sutherland.com/global-sanctions-guide/ireland[6]

Ireland Global Sanctions Guide: https://ezine.eversheds-sutherland.com/global-sanctions-guide/ireland[6]

enforcement View article →
2026-04-22(1 month ago)
high IE

**European Banking Authority (EBA)**: Sets standards for stablecoins and AML risk management.[2]

**European Banking Authority (EBA)**: Sets standards for stablecoins and AML risk management.[2]

2026-04-22(1 month ago)
high GLOBAL

**Regulator Name:** Central Bank of Iran (CBI)

**Regulator Name:** Central Bank of Iran (CBI)

general
2026-06-06(today)
high IE

Who really pays for Ireland? What the facts tell us about Leo Varadkar's rural-urban divide

Who really pays for Ireland? What the facts tell us about Leo Varadkar's rural-urban divide

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