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California (CA)

Partially Regulated Framework In Development

Overview

Digital Financial Assets Law (DFAL, AB 39) enacted 2023, administered by DFPI. Requires licensing for digital financial asset business activity. DFPI issues desist-and-refrain orders against unlicensed crypto operations. Enforcement of California Consumer Financial Protection Law (CCFPL) extends to crypto. AG's office active on crypto fraud cases. Digital Financial Assets Law (DFAL, AB 39) signed September 2023, effective July 2025. Requires licensing for digital financial asset business activit

Regulatory Facts

licensing

California -- Digital Financial Assets Law (DFAL, AB 39) enacted 2023, administered by DFPI. Requires licensing for digital financial asset business activity.

Status: partial, framework-developing

enforcement

California -- DFPI issues desist-and-refrain orders against unlicensed crypto operations. Enforcement of California Consumer Financial Protection Law (CCFPL) extends to crypto. AG's office active on crypto fraud cases.

Status: active-enforcement

legislation

California -- Digital Financial Assets Law (DFAL, AB 39) signed September 2023, effective July 2025. Requires licensing for digital financial asset business activity. Administered by DFPI with BitLicense-comparable requirements.

Status: framework-developing