← All Regulations
United States
Comprehensive Framework Framework In Development
Risk: medium Last updated: 2026-04-08
Regulatory Bodies
Primary Legislation
| Law / Regulation | Year | Scope |
|---|---|---|
| Bank Secrecy Act | 1970 | AML/CFT |
| Securities Act | 1933 | Securities regulation |
| FIT21 (pending) | 2024 | Comprehensive crypto framework |
Licensing Requirements
vasp
MSB registration (FinCEN) + state Money Transmitter Licenses
custody
Trust charter (state-level) or OCC national bank charter
exchange
MSB + state MTLs + potential SEC/CFTC registration
Travel Rule
Adopted — Threshold: $3,000
Tax Reporting
IRS Form 1099-DA (effective 2026)
Recent Updates
2025-06-15
high US
IRS Finalizes Form 1099-DA for Digital Asset Reporting
The IRS has finalized Form 1099-DA requiring brokers and exchanges to report digital asset transactions. Effective for tax year 2026, this brings crypto reporting in line with traditional securities.
tax
State-Level Regulations
In addition to federal requirements, each US state has its own money transmitter and crypto regulations. Click a state for details.
Comprehensive Framework
Partially Regulated
Permissive
Restrictive
No Guidance
Framework In Development
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